Lifehacker has a list of five personal money management services, including our favorite Mint. Could credit union lending be a solution to the credit crunch? The Hiring Incentives to Restore Employment Act gives you incentives to hire the currently unemployed. Have you thought about advertising on TV, billboards, radio, or online? Facebook usage is surging outside of the US. Startups count for 20% of gross US job creation. Fred Wilson says you only need 6 slides for your fundraising deck. Can cellphones make great cameras? We learned the better way to negotiate, if we were limited to email and instant messaging. Here’s what we can learn from people younger and more successful than us.